:root {
  --tc-primary: #C85A3D;
  --tc-primary-hover: #A6452B;
  --tc-surface: #FFFFFF;
  --tc-bg: #FDF9F7;
  --tc-text-main: #2C363F;
  --tc-text-muted: #5B6B7A;
  --tc-border: #E8E1DC;
  --font-stack: 'Nunito', sans-serif;
  --radius-sm: 6px;
  --radius-md: 12px;
  --radius-lg: 24px;
}

* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: var(--font-stack);
  background-color: var(--tc-bg);
  color: var(--tc-text-main);
  line-height: 1.6;
  overflow-x: hidden;
}

img {
  width: 100%;
  height: auto;
  object-fit: cover;
  display: block;
}

a {
  color: var(--tc-primary);
  text-decoration: none;
  transition: color 0.2s ease;
}

a:hover {
  color: var(--tc-primary-hover);
}

/* Masthead */
.brokerage-masthead {
  position: sticky;
  top: 0;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--tc-border);
  z-index: 1000;
  padding: 1.2rem 2rem;
}

.masthead-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.brand-mark {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  font-weight: 800;
  font-size: 1.25rem;
  color: var(--tc-primary);
}

.brokerage-nav-links {
  display: flex;
  gap: 2rem;
}

.brokerage-nav-links a {
  color: var(--tc-text-main);
  font-weight: 600;
}

.brokerage-nav-links a:hover {
  color: var(--tc-primary);
}

.ghost-link {
  opacity: 0.5;
}

/* Hero Split */
.exposure-hero-split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  min-height: 85vh;
  align-items: center;
}

.hero-text-pane {
  padding: 4rem 6rem;
}

.hero-micro-stat {
  display: inline-block;
  background: var(--tc-border);
  padding: 0.35rem 0.85rem;
  border-radius: var(--radius-sm);
  font-size: 0.85rem;
  font-weight: 800;
  margin-bottom: 1.5rem;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.hero-headline {
  font-size: 3.5rem;
  font-weight: 800;
  line-height: 1.1;
  margin-bottom: 1.5rem;
  color: var(--tc-text-main);
}

.hero-subheadline {
  font-size: 1.25rem;
  color: var(--tc-text-muted);
  margin-bottom: 2.5rem;
}

.hero-actions {
  display: flex;
  gap: 1rem;
}

.primary-action-trigger {
  background: var(--tc-primary);
  color: white;
  padding: 1rem 2rem;
  border-radius: var(--radius-md);
  font-weight: 800;
}

.primary-action-trigger:hover {
  background: var(--tc-primary-hover);
  color: white;
}

.secondary-action-trigger {
  background: transparent;
  border: 2px solid var(--tc-border);
  color: var(--tc-text-main);
  padding: 1rem 2rem;
  border-radius: var(--radius-md);
  font-weight: 800;
}

.secondary-action-trigger:hover {
  border-color: var(--tc-primary);
}

.hero-visual-pane {
  height: 100%;
}

.hero-visual-pane img {
  height: 100%;
  border-bottom-left-radius: var(--radius-lg);
}

/* Methodology (About) */
.risk-vector-methodology {
  padding: 7rem 2rem;
  background: var(--tc-surface);
}

.methodology-layout {
  max-width: 1100px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 5fr 7fr;
  gap: 4rem;
  align-items: center;
}

.methodology-visual img {
  border-radius: var(--radius-md);
  box-shadow: 0 20px 40px rgba(0,0,0,0.08);
}

.section-label {
  color: var(--tc-primary);
  font-size: 1rem;
  text-transform: uppercase;
  letter-spacing: 1px;
  font-weight: 800;
  margin-bottom: 0.5rem;
}

.content-title {
  font-size: 2.25rem;
  margin-bottom: 1.5rem;
}

.methodology-content p {
  margin-bottom: 1.25rem;
  font-size: 1.1rem;
  color: var(--tc-text-muted);
}

.methodology-specs {
  margin-top: 2rem;
  list-style: none;
  padding: 1.5rem;
  background: var(--tc-bg);
  border-radius: var(--radius-sm);
  border-left: 4px solid var(--tc-primary);
}

/* Placements (Services & Benefits Tabbed) */
.placement-capabilities {
  padding: 6rem 2rem;
  max-width: 1000px;
  margin: 0 auto;
}

.capabilities-header {
  text-align: center;
  margin-bottom: 3.5rem;
}

.capabilities-header h2 {
  font-size: 2.5rem;
  margin-bottom: 1rem;
}

.tab-triggers {
  display: flex;
  justify-content: center;
  gap: 1rem;
  margin-bottom: 2rem;
}

.tab-btn {
  background: var(--tc-surface);
  border: 1px solid var(--tc-border);
  padding: 0.75rem 1.5rem;
  border-radius: 30px;
  font-family: inherit;
  font-weight: 600;
  font-size: 1rem;
  cursor: pointer;
  transition: all 0.2s;
  color: var(--tc-text-muted);
}

.tab-btn.active {
  background: var(--tc-primary);
  color: white;
  border-color: var(--tc-primary);
}

.panel-content {
  display: none;
  animation: fadeIn 0.4s ease;
}

.panel-content.active {
  display: block;
}

.panel-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  background: var(--tc-surface);
  border-radius: var(--radius-md);
  padding: 3rem;
  box-shadow: 0 10px 30px rgba(0,0,0,0.03);
  align-items: center;
}

.panel-text h4 {
  font-size: 1.5rem;
  margin-bottom: 1rem;
  color: var(--tc-primary);
}

.panel-grid img {
  border-radius: var(--radius-sm);
}

.benefit-bullet-list {
  list-style: none;
}

.benefit-bullet-list li {
  margin-bottom: 1rem;
  padding-left: 1.5rem;
  position: relative;
}

.benefit-bullet-list li::before {
  content: '→';
  position: absolute;
  left: 0;
  color: var(--tc-primary);
  font-weight: bold;
}

@keyframes fadeIn {
  from { opacity: 0; transform: translateY(10px); }
  to { opacity: 1; transform: translateY(0); }
}

/* Validation (Testimonials) */
.client-validation-matrix {
  padding: 6rem 2rem;
  background: var(--tc-text-main);
  color: white;
}

.matrix-header h2 {
  text-align: center;
  font-size: 2.5rem;
  margin-bottom: 4rem;
  color: var(--tc-surface);
}

.validation-nodes {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 2rem;
}

.node-card {
  background: rgba(255,255,255,0.05);
  padding: 2.5rem;
  border-radius: var(--radius-md);
  border: 1px solid rgba(255,255,255,0.1);
}

.node-quote {
  font-style: italic;
  margin-bottom: 2rem;
  font-size: 1.05rem;
  line-height: 1.7;
}

.node-source {
  display: flex;
  align-items: center;
  gap: 1rem;
}

.node-source img {
  width: 50px;
  height: 50px;
  border-radius: 50%;
}

.source-meta strong {
  display: block;
  color: var(--tc-primary);
}

.source-meta span {
  font-size: 0.85rem;
  opacity: 0.7;
}

/* Inquiry Form */
.placement-inquiry-zone {
  padding: 8rem 2rem;
  background: var(--tc-surface);
}

.inquiry-wrapper {
  max-width: 1000px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5rem;
}

.inquiry-context h2 {
  font-size: 2.5rem;
  margin-bottom: 1.5rem;
}

.inquiry-context p {
  margin-bottom: 2rem;
  color: var(--tc-text-muted);
}

.inquiry-image {
  border-radius: var(--radius-md);
}

.technical-form .input-group {
  margin-bottom: 1.5rem;
}

.technical-form label {
  display: block;
  margin-bottom: 0.5rem;
  font-weight: 600;
  font-size: 0.9rem;
}

.technical-form input, .technical-form textarea {
  width: 100%;
  padding: 1rem;
  border: 1px solid var(--tc-border);
  border-radius: var(--radius-sm);
  font-family: inherit;
  font-size: 1rem;
  background: var(--tc-bg);
}

.technical-form input:focus, .technical-form textarea:focus {
  outline: none;
  border-color: var(--tc-primary);
}

.submit-trigger {
  width: 100%;
  background: var(--tc-primary);
  color: white;
  border: none;
  padding: 1.25rem;
  border-radius: var(--radius-sm);
  font-weight: 800;
  font-size: 1.1rem;
  cursor: pointer;
  transition: background 0.2s;
}

.submit-trigger:hover {
  background: var(--tc-primary-hover);
}

/* Footer */
.regulatory-footer {
  background: var(--tc-text-main);
  color: rgba(255,255,255,0.7);
  padding: 5rem 2rem 2rem;
  font-size: 0.9rem;
}

.footer-grid {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 3rem;
  margin-bottom: 4rem;
}

.footer-brand .brand-mark {
  color: white;
  margin-bottom: 1rem;
}

.footer-tagline {
  margin-bottom: 1.5rem;
}

.micro-disclaimer {
  font-size: 0.75rem;
  opacity: 0.5;
}

.regulatory-footer h4 {
  color: white;
  margin-bottom: 1.25rem;
  font-size: 1.05rem;
}

.regulatory-footer address {
  font-style: normal;
  line-height: 1.8;
}

.regulatory-footer a {
  color: rgba(255,255,255,0.7);
  display: block;
  margin-bottom: 0.5rem;
}

.regulatory-footer a:hover {
  color: var(--tc-primary);
}

.footer-bottom {
  text-align: center;
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 2rem;
}

/* Standard Page Formatting (Privacy/Terms) */
.standard-doc-wrapper {
  max-width: 800px;
  margin: 6rem auto;
  padding: 0 2rem;
}

.standard-doc-wrapper h1 {
  margin-bottom: 2rem;
  font-size: 2.5rem;
  color: var(--tc-primary);
}

.standard-doc-wrapper h2 {
  margin: 2rem 0 1rem;
}

.standard-doc-wrapper p {
  margin-bottom: 1rem;
  color: var(--tc-text-muted);
}

/* Responsive Leakage & Asymmetry */
@media (max-width: 1024px) {
  .exposure-hero-split {
    grid-template-columns: 1fr;
    text-align: center;
  }
  .hero-text-pane {
    padding: 5rem 2rem 2rem;
  }
  .hero-actions {
    justify-content: center;
  }
  .methodology-layout {
    grid-template-columns: 1fr;
  }
  .methodology-visual {
    order: -1;
  }
}

@media (max-width: 768px) {
  .brokerage-nav-links {
    display: none;
  }
  .panel-grid {
    grid-template-columns: 1fr;
  }
  .inquiry-wrapper {
    grid-template-columns: 1fr;
    gap: 3rem;
  }
  .footer-grid {
    grid-template-columns: 1fr;
    gap: 2rem;
  }
  .hero-headline {
    font-size: 2.75rem;
  }
}